Buying Insurance On The Individual Market

Freelance writer Cindy Richards buys insurance on the ‘individual market’ – from a broker – to cover herself and her son and daughter. Her husband had to buy a policy separately.

Between them, they pay $500 a month in premium costs and have a yearly deductible of over $10,000. She believes it’s “too difficult” to get health insurance in America.

On Their Own, Self-Employed Search For Health Care | Individual Market Explained

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<h1>Buying Insurance On The Individual Market</h1>
<div>		<time class="posted-on" datetime="2009-10-06T00:00:00-04:00">
			October 6, 2009		</time>
		</div>
<p>Freelance writer Cindy Richards buys insurance on the ‘individual market’ – from a broker – to cover herself and her son and daughter. Her husband had to buy a policy separately. </p><p>Between them, they pay $500 a month in premium costs and have a yearly deductible of over $10,000. She believes it’s “too difficult” to get health insurance in America.</p><p>      <strong>        <a href="https://kffhealthnews.org/legacy/84247EFA-56B5-4A33-8D77-0067F0211234">          <strong>On Their Own, Self-Employed Search For Health Care </strong>        </a>| <a href="https://kffhealthnews.org/legacy/40A5C57B-58A8-4F02-9967-1DA2133E77E6">Individual Market Explained</a></strong> </p><ul><li><a href="https://kffhealthnews.org/news/100609npr-individual-market/?share=x">				Click to share on X (Opens in new window)				X			</a></li><li><a href="https://kffhealthnews.org/news/100609npr-individual-market/?share=facebook">				Click to share on Facebook (Opens in new window)				Facebook			</a></li><li><a href="https://kffhealthnews.org/news/100609npr-individual-market/?share=linkedin">				Click to share on LinkedIn (Opens in new window)				LinkedIn			</a></li><li><a href="mailto:?subject=%5BShared%20Post%5D%20Buying%20Insurance%20On%20The%20Individual%20Market&body=https%3A%2F%2Fkffhealthnews.org%2Fnews%2F100609npr-individual-market%2F&share=email">				Click to email a link to a friend (Opens in new window)				Email			</a></li><li><a href="https://kffhealthnews.org/news/100609npr-individual-market/#print?share=print">				Click to print (Opens in new window)				Print			</a></li><li>				<a href="https://kffhealthnews.org/news/100609npr-individual-market/view/republish/">					Republish This Story				</a>			</li></ul><em><a href="https://kffhealthnews.org/about-us">KFF Health News</a> is a national newsroom that produces in-depth journalism about health issues and is one of the core operating programs at KFF—an independent source of health policy research, polling, and journalism. Learn more about <a href="https://www.kff.org/about-us">KFF</a>.</em><p><a href="https://kffhealthnews.org/morning-briefing/">Subscribe</a> to KFF Health News' free Morning Briefing.</p><p>This <a target="_blank" href="https://kffhealthnews.org/news/100609npr-individual-market/">article</a> first appeared on <a target="_blank" href="https://kffhealthnews.org">KFF Health News</a> and is republished here under a Creative Commons license.<img src="https://kffhealthnews.org/wp-content/uploads/sites/2/2023/04/kffhealthnews-icon.png?w=150" style="width:1em;height:1em;margin-left:10px;"><img id="republication-tracker-tool-source" src="https://kffhealthnews.org/?republication-pixel=true&post=9981&amp;ga4=G-J74WWTKFM0" style="width:1px;height:1px;"></p>

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