Freelance writer Cindy Richards buys insurance on the ‘individual market’ – from a broker – to cover herself and her son and daughter. Her husband had to buy a policy separately.
Between them, they pay $500 a month in premium costs and have a yearly deductible of over $10,000. She believes it’s “too difficult” to get health insurance in America.
On Their Own, Self-Employed Search For Health Care
| Individual Market Explained