Can Insurers Charge You More Due To A Pre-Existing Condition?

There is still confusion about whether pre-existing conditions matter when it comes to the cost of your health insurance premium. KHN’s “Insuring Your Health” columnist Michelle Andrews says the answer depends on how you buy your insurance. In 2014, the health law will prohibit insurers from charging you more because of your health status.

Related story from KHN: HHS Issues New Guidance On Kids’ Insurance Policies

See Andrews answer your other health care questions.

KFF Health News is a national newsroom that produces in-depth journalism about health issues and is one of the core operating programs at KFF—an independent source of health policy research, polling, and journalism. Learn more about KFF.

<h1>Can Insurers Charge You More Due To A Pre-Existing Condition?</h1>
<div>		<time class="posted-on" datetime="2012-01-31T17:23:36-05:00">
			January 31, 2012		</time>
		</div>
<p>There is still confusion about whether pre-existing conditions matter when it comes to the cost of your health insurance premium. KHN’s “Insuring Your Health” columnist Michelle Andrews says the answer depends on how you buy your insurance. In 2014, the health law will prohibit insurers from charging you more because of your health status.</p><ul><li>Related story from KHN: <a href="https://kffhealthnews.org/Stories/2010/September/23/kids-preexisting-conditions.aspx">HHS Issues New Guidance On Kids’ Insurance Policies</a></li><p /><li> <a href="https://kffhealthnews.org/legacy/2EF881E8-1C35-49C1-A9ED-B1128D766767">See Andrews answer your other health care questions.</a> </li></ul><p> </p><ul><li><a href="https://kffhealthnews.org/news/andrews-q-and-a-pre-existing-conditions/?share=x">				Click to share on X (Opens in new window)				X			</a></li><li><a href="https://kffhealthnews.org/news/andrews-q-and-a-pre-existing-conditions/?share=facebook">				Click to share on Facebook (Opens in new window)				Facebook			</a></li><li><a href="https://kffhealthnews.org/news/andrews-q-and-a-pre-existing-conditions/?share=linkedin">				Click to share on LinkedIn (Opens in new window)				LinkedIn			</a></li><li><a href="mailto:?subject=%5BShared%20Post%5D%20Can%20Insurers%20Charge%20You%20More%20Due%20To%20A%20Pre-Existing%20Condition%3F&body=https%3A%2F%2Fkffhealthnews.org%2Fnews%2Fandrews-q-and-a-pre-existing-conditions%2F&share=email">				Click to email a link to a friend (Opens in new window)				Email			</a></li><li><a href="https://kffhealthnews.org/news/andrews-q-and-a-pre-existing-conditions/#print?share=print">				Click to print (Opens in new window)				Print			</a></li><li>				<a href="https://kffhealthnews.org/news/andrews-q-and-a-pre-existing-conditions/view/republish/">					Republish This Story				</a>			</li></ul><em><a href="https://kffhealthnews.org/about-us">KFF Health News</a> is a national newsroom that produces in-depth journalism about health issues and is one of the core operating programs at KFF—an independent source of health policy research, polling, and journalism. Learn more about <a href="https://www.kff.org/about-us">KFF</a>.</em><p><a href="https://kffhealthnews.org/morning-briefing/">Subscribe</a> to KFF Health News' free Morning Briefing.</p><p>This <a target="_blank" href="https://kffhealthnews.org/news/andrews-q-and-a-pre-existing-conditions/">article</a> first appeared on <a target="_blank" href="https://kffhealthnews.org">KFF Health News</a> and is republished here under a Creative Commons license.<img src="https://kffhealthnews.org/wp-content/uploads/sites/2/2023/04/kffhealthnews-icon.png?w=150" style="width:1em;height:1em;margin-left:10px;"><img id="republication-tracker-tool-source" src="https://kffhealthnews.org/?republication-pixel=true&post=10850&amp;ga4=G-J74WWTKFM0" style="width:1px;height:1px;"></p>

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