Michelle Andrews

A Reader Asks: Are Insurers Required To Cover HIV Prevention Medication Recently Recommended By CDC?

KFF Health News Original

Federal health officials urge anyone at substantial risk of HIV to start an expensive prescription drug regimen that can prevent infection. But that doesn’t mean it qualifies for coverage without any cost sharing under the health law.

A Reader Asks: Where Can I Find Insurance Options Between Open Enrollments?

KFF Health News Original

KHN’s consumer columnist answers a reader’s question about what happens when, because of special circumstances, one must shop for health coverage through the online insurance marketplaces even though it’s not open enrollment season.

A Reader Asks: If Our Income Changes, Can We Change Plans?

KFF Health News Original

KHN’s consumer columnist says people who qualified for premium and cost-sharing subsidies but later have earnings that put them over that limit can switch to less expensive plans.

Nevada Offers Rare Bet: Year-Round Sales Of Health Plans

KFF Health News Original

It is the only state to mandate that insurers who sell individual plans outside the online marketplace must keep sales open throughout the year. The health law allows insurers to offer individual plans even outside the open enrollment period, but in most areas few companies appear interested.

A Reader Asks: Does My Swedish Health Plan Meet ACA Requirements?

KFF Health News Original

KHN’s consumer columnist reports that foreign insurance policies must meet HHS standards for “minimum essential coverage” to be considered a replacement for marketplace plans.

A Reader Asks: How Do I Get A Subsidy If I’m Hiding From My Abusive Spouse?

KFF Health News Original

KHN’s consumer columnist answers a question about the complicated rules for people suffering from domestic abuse who don’t want to file a tax return with their spouse.