Michelle Andrews

Administration Eases Rules to Give Laid-Off Workers More Time to Sign Up for COBRA

KFF Health News Original

Under the federal COBRA law, people who lose health coverage because of a layoff or a reduction in their hours generally have 60 days to decide whether to pay to maintain that coverage. But under new regulations, the clock won’t start ticking until the government says the coronavirus national emergency is over, and then consumers will have 120 days to act.

2021 Health Plans Granted Leeway To Limit Consumers’ Benefit From Drug Coupons

KFF Health News Original

A rule finalized this spring by the Trump administration permits employers and insurers not to apply drug company copayment assistance toward enrollees’ deductibles and out-of-pocket maximums for any drug.

Ghost Bill: UVA Siphons Couple’s Tax Refund To Pay 20-Year-Old Medical Debt

KFF Health News Original

Jane Collins and Anthony Blow were stunned to learn last fall that their state tax refund was being reduced by $110 because the Charlottesville medical center said they owed money for care their son received in 2001 and 2002.

Social Media Fears About Lack Of Coverage For Protest Injuries Are Overblown

KFF Health News Original

After some protests over the death of George Floyd resulted in violence, online discussions raised concerns that health plans might deny medical coverage. Although plans do sometimes make exclusions for “illegal acts” or riots, experts say concerns by people who are protesting Floyd’s death may be overstated.

Coronavirus Surprise: IRS Allows Midyear Insurance And FSA Changes

KFF Health News Original

Last month, the Internal Revenue Service announced it would let employees add, drop or change some of their benefits for the remainder of 2020. The catch: Your employer has to allow the changes. KHN explains how it could work.

‘Last Responders’ Seek To Expand Postmortem COVID Testing In Unexplained Deaths

KFF Health News Original

Early in the outbreak, some coroners and medical examiners didn’t have enough tests to use for people who died unexpectedly at home to see whether the coronavirus was a factor. Now, as testing gradually becomes widely available, more such mysteries could be solved.

With Federal Nod, Consumers Could Lose The Boost They Get From Drug ‘Coupons’

KFF Health News Original

The proposal being weighed by federal officials would allow employers and insurers to decide that drug companies’ assistance doesn’t count toward their members’ deductible or out-of-pocket maximum spending limits. If plans opted for that approach, only payments made by patients themselves would be included in the calculation toward reaching those limits.

N.Y. Leads The Nation In COVID-19 Tests, But Testing Still Doesn’t Meet Demand

KFF Health News Original

New York City and hospital officials recommend testing only the sickest people and encouraging others to stay home to get well. But other officials say wider tests are needed to ensure that essential workers don’t spread the disease.

Gig Economy Workers Hurt By Coronavirus Eye New Federal Funds For Relief

KFF Health News Original

A law signed by Trump on Wednesday will provide financial help for self-employed workers, who generally don’t have paid leave. Some states also have family and medical leave programs that can be helpful.

Loopholes Limit New California Law To Guard Against Lofty Air Ambulance Bills

KFF Health News Original

A new state law limits what consumers owe if they’re transported by an air ambulance that’s not part of their insurance network to the amount that they’d be charged if they used an in-network provider. But the law won’t protect millions of consumers whose health plans aren’t regulated by the state.

California Surprise-Billing Law Protects Patients But Aggravates Many Doctors

KFF Health News Original

A California law, which took effect in July 2017, protects consumers who use an in-network hospital or other facility from surprise bills when cared for by an out-of-network doctor. But physicians say the law has allowed insurers to shrink networks, limiting access to those doctors who have contracted with the patients’ insurance plans.

Employers Are Scaling Back Their Dependence On High-Deductible Health Plans

KFF Health News Original

Firms are offering more traditional plans alongside or instead of the plans with sky-high deductibles that may have been the only option in the past. The change comes as employers are finding that workers like the predictability of a traditional plan and that providing more generous plans can help with recruiting in a tight labor market.

Washington State Law On Behavioral Care Balances Parental Rights, Teens’ Autonomy

KFF Health News Original

Many states have rules that keep parents from knowing about or consenting to certain types of care for their children, including mental health and drug and alcohol treatment. Washington state, however, has revised its policies.