Latest KFF Health News Stories
Health Insurance Exchanges In Many States Held Up By Uncertainty About Supreme Court
State-based health insurance exchanges – a centerpiece of the law designed to expand coverage to millions of people – are on hold as many states delay implementation of the federal health law.
Will The Cadillac Tax Extend To Individual Plans Or The Self-Employed?
Michelle Andrews answers a question from a reader about who will be affected by the health law’s Cadillac tax, a 40 percent excise tax on high-cost plans set to start in 2018.
Some Patients Can Choose To Be Hospitalized At Home
These innovative programs — available in only a few areas — allow some chronically ill patients to skip the hospital and opt instead for similar care at home.
Can I Continue My Health Insurance After Quitting My Job?
Michelle Andrews answers a coverage question from a reader contemplating quitting his job to stay home with his wife who has breast cancer.
Health Insurance Cutbacks Squeeze The Insured
Even people with insurance are paying thousands of dollars out of pocket before their insurance kicks in. And even when it does, insurance picks up less then it used to — often a lot less.
Can I Pay Negotiated Rates When I Pay Out Of Pocket?
A reader asks Michelle Andrews how to get the negotiated rates insurers pay even when paying for a medical procedure directly.
Some States Mandate Better Coverage Of Oral Cancer Drugs
Patients complain that they can spend tens of thousands of dollars because pills are considered a pharmacy benefit by many insurers while traditional IV chemo generally has a a flat copayment and out-of-pocket costs are capped.
Many Businesses Offer Health Benefits To Same-Sex Couples Ahead Of Laws
The desire to attract top employees is driving a long-term trend toward coverage. Last year, 52 percent of all employers offered domestic partner health benefits, with the percentage varying widely by region and industry. KHN’s Julie Appleby filed this story.
Patients Share Of Expensive Specialty Drugs Is Rising
Growth in spending on these prescriptions, used for complex conditions such as MS and Crohn’s disease, is far outpacing traditional drugs. Often they have no generic alternative.
Health Care Increasingly Out Of Reach For Millions Of Americans
More privately insured Americans are delaying treatment, while safety net programs cannot meet demand by those people who are under- and uninsured.
Some Insurers Deny ER Coverage To People Who Have Been Drinking
Laws in about half the states allow plans to restrict payments for medical services related to alcohol or drug use. That can hamper hospital efforts to counsel patients on the dangers of their behavior.
Conflicts Arise As Health Insurers Diversify
When a health insurer buys a business that helps hospitals win billing battles with insurers, alarm bells should sound, experts say.
Quick Facts About High-Deductible Health Plans
Covering more than 11.4 million people, high-deductible health care plans are no longer a novelty-they are becoming mainstream. Here’s a brief guide to this popular type of health insurance.
Checks In The Mail: Millions Expected To Receive Insurance Rebates Totaling $1.3 Billion
Study projects refunds under the health care law will vary widely by state.
Travel Insurance Can Protect Your Health Or Wallet On Vacation
For a few dollars you can buy travel health insurance coverage that protects you if you have to cancel or shorten a trip if you, your traveling companions or even a family member not traveling with you becomes ill and requires care.
States Consider Limiting Patient Costs For Physical, Speech, Occupational Therapy
Advocates want curbs on what consumers pay toward physical, occupation and speech therapy visits. Insurers say that could raise premiums.
Q&A: Can I Be Denied Coverage For My Daughter Who Is Returning To College?
The health law allows parents to enroll their adult children in their insurance plan until they are 26. A reader asks Michelle Andrews if that applies to individual plans.
Out-Of Network Care Is Expensive But A Couple Of New Options Help
Seeking care from hospitals and doctors who haven’t agreed to negotiated rates with your insurer is costly but consumers can get help from a new database on pricing. The health law is also easing some out-of-network emergency expenses.
Say What? Most Insurance Covers Little Of The Cost Of Hearing Aids
These devices can easily run thousands of dollars but Medicare doesn’t pay anything and other policies generally have limited reimbursements. One insurer is offering a low-cost program to help.
Medicare Now Covers Annual Screening For Depression
The coverage change could help focus doctors and patients on mental health issues, which often go undiagnosed in the elderly, especially those who are dealing with multiple chronic physical problems.
