Insurance

Latest KFF Health News Stories

The First Test Of New Health Law: Covering Hard-To-Insure People

KFF Health News Original

In a test of the Obama administration’s ability to smoothly implement the sweeping health care overhaul law, officials at the Department of Health and Human Services have just 90 days to launch an insurance program for people who can’t get private coverage because of health problems.

Federal Agencies To Iron Out Health Care Details

KFF Health News Original

Health care experts say enforcement of the new health care bill will fall to the Department of Health and Human Services and the IRS. One expert says the pages of regulations could dwarf the 2,400-page bill. This story comes from our partner NPR News.

Coverage For Sick Kids Under Question In New Law

KFF Health News Original

The Obama administration says the new health overhaul law bans insurers this year from denying coverage to kids with pre-existing illnesses. Insurers say that’s not their interpretation of the law.

‘Cadillac’ Insurance Plans Explained

KFF Health News Original

The Democrats final health bill negotiated by the House, Senate and White House and released today contains a scaled-back tax on high-cost insurance policies. Here is a brief guide to these types of insurance plans.

‘Cadillac’ Insurance Plans Explained

KFF Health News Original

The Democrats final health bill negotiated by the House, Senate and White House and released Thursday contains a scaled-back tax on high-cost insurance policies. Here is a brief guide to these types of insurance plans.

Novel Health Programs Try To Help Uninsured

KFF Health News Original

Gold Dust Saloon owner Ruth McDonald uses an innovative “three share” model to provide health coverage for her workers. The restaurant is one of 30 employers in a Colorado program that provides low-cost coverage to small businesses.

Carrot-And-Stick Health Plans Aim To Cut Costs

KFF Health News Original

Workers at a Portland, Ore., steel mill soon will be able to pick a new type of health insurance: one with financial rewards to use proven treatments and disincentives to use less-effective surgeries and diagnostic tests.

How Blue Cross Became Part Of A Dysfunctional Health Care System

KFF Health News Original

If the Democrats get their way, Blue Cross companies will have to change their business model, so that they act a bit more like the Blue Cross plans of old–the ones that helped schoolteachers, not stockholders.

How Health Reform Could Affect The ‘Young Invincibles’

KFF Health News Original

Under the health bills being debated in Congress, young adults would be required to buy insurance – but they could buy low-cost “catastrophic” plans, requiring high deductibles. That’s igniting a fierce debate whether young adults – sometimes known as the “young invincibles” – would benefit from such plans.

Popular But Ineffective: Repealing Insurers’ Antitrust Exemption

KFF Health News Original

There are exempt insurance practices that, at least in theory and under certain conditions, could help insurers defend and expand their market share against competitors. But the exemption simply does not shield the most straightforward kinds of conduct by which companies get big.

Parity Law Expands Mental Health Access

KFF Health News Original

Many patients seeking mental health treatments, such as Denise Camp of Baltimore, have been forced to pick up a bigger share of the cost than they do with other medical bills. But a law that went into effect Jan. 1 prohibits such double standards.

Bipartisan Agreement: Health Insurers Shouldn’t Revoke Coverage

KFF Health News Original

While Democrats and Republicans are at odds over much of health reform, they do agree that insurers should not be allowed to retroactively cancel health insurance policies. Capitol Hill watchers say the practice could be outlawed within a few months.

Transcript: Health On The Hill: After The Summit

KFF Health News Original

A health care summit between President Obama, Republicans and Democrats ended with the president laying out some areas of consensus between the two parties but many disagreements remain.

The Antitrust Exemption For Health Insurers: Meaningful Or Not?

KFF Health News Original

With comprehensive health care legislation foundering, House Democrats are turning to a narrower piece of legislation they hope has populist appeal: repealing the antitrust exemption for health and medical liability insurers. Policy makers disagree on the effect the repeal would have.