Insurance

Latest KFF Health News Stories

‘Cadillac Plan’ Video: The Stabbe Family

KFF Health News Original

Mitch Stabbe and Marjorie Goldman treasure their “Cadillac” plan health insurance, even though it costs more than $20,000 in premiums per year. Their son, Bryan, has Crohn’s disease, which means very expensive treatments. Part of our special series produced in partnership with NPR: Are You Covered? A Look at Americans and Health Insurance.

‘Cadillac Plan’ Video: Rusty and Deb Lovell

KFF Health News Original

Deb and Rusty Lovell are not the kind of people you would expect to have “gold-plated” health insurance. Deb works at a community college and earns a little over $30,000 a year. But the health benefits she gets from the New Hampshire government have made a huge difference in their lives. Part of our special series produced in partnership with NPR: Are You Covered? A Look at Americans and Health Insurance.

For Some Families, ‘Cadillac’ Health Insurance Is Priceless

KFF Health News Original

For two families, “gold-plated” health insurance has made a huge difference in the health care they receive. But it’s not always the rich who get these benefits, and they worry about what a possible tax on plans would do to their health coverage.

For Federal Workers, Insurance Plan Offers Many Choices

KFF Health News Original

As part of our series co-produced with NPR, Are You Covered? A look at Americans and Health Insurance, today we profile Rhonda Dorsey and her daughter Toni, 13, who feel lucky to have health care coverage that helps to pay for Toni’s diabetes medicine.

Federal Employees’ Health Benefits Explained

KFF Health News Original

As part of our series, “Are You Covered? A Look at Americans and Health Insurance,” KHN and NPR examine the federal health benefits program, which is considered a model for the nation.

Public Option? Arizona Has Had One For Years

KFF Health News Original

As the debate continues on what might happen if the government enacts a public health care option, Arizona’s experience may serve as a touchstone. The state has offered small businesses a public option since 1985 – and it has gotten mixed reviews. This story comes from our partner NPR News.

Some Insurers Trade In Jargon For Plain English

KFF Health News Original

A number of insurers are replacing jargon with plain English. Aetna has published a book called “Navigating Your Health Benefits for Dummies.” CIGNA employees are taught, for example, that they should use “doctor” instead of “provider” in communicating with the public.

Confusing Insurance Jargon Prompts Call For Reform

KFF Health News Original

Insurers sometimes make it difficult for consumers to understand and use their benefits. One U.S. senator has drafted legislation to hold insurers to higher standards, but the industry is already moving to make changes.

Economists Debate ‘Public Option’ On Health Care

KFF Health News Original

The idea of creating a government-run health care plan to compete with regular insurance companies has received mixed grades among economists. The debate is over whether the plan would eliminate waste in the system as advertised.

A Market ‘Fundamentally Changed’: How Health Proposals Could Affect Americans Who Buy Their Own Insurance

KFF Health News Original

New rules being debated by Congress could mean consumers couldn’t be rejected because they have health problems and would include subsidies for lower-income people to buy insurance. But the rules won’t solve all the problems faced by those who don’t get insurance through their jobs.

Health Insurance: How Much More Should Older People Pay?

KFF Health News Original

Maria Bishop, age 60, pays $500 a month for health insurance. Chris Denny, 27, pays $117. In most states, insurers can charge older customers far more than younger ones. As Congress wrestles with a health care overhaul, lawmakers are debating new limits that could narrow the difference.

Code Blue: Out-of-Network Charges Can Spur Financial Emergency

KFF Health News Original

When Gary Diego’s wife, Ellen, had bleeding in her brain, she ended up in an out-of-network emergency room. And he ended up with a huge bill. In a practice known as balance billing, insurers pay a portion of the out-of-network charges, and the rest is dumped on patients.

Transcript: President Obama Town Hall Meeting In New Hampshire

KFF Health News Original

President Barack Obama continued his press for public support of health reform initiatives Tuesday at what The White House called a “Health Insurance Reform Town Hall” meeting in Portsmouth, New Hampshire.

Community Health Centers Fill Big Need During Recession

KFF Health News Original

As the economy has worsened, community health centers – which provide free and reduced-cost care to millions of Americans – have felt the pinch . Facilities, such as the Walker-Jones Health Center in Washington D.C., will have even more patients if Congress passes a health overhaul that expands coverage.

Community Health Centers Strained By Recession, Face Bigger Caseloads Under Reform

KFF Health News Original

While health reform legislation includes additional funds for community health centers, proposals to expand health coverage to the underserved and uninsured could overwhelm facilities that already provide reduced-cost care to 18 million people.