Insurance

Latest KFF Health News Stories

As Focus Shifts To Jobs, The Uninsured Seek Solutions

KFF Health News Original

Nurse practitioner Mary Mackie reviews a patient’s file with a health counselor in the temporary site of the New Orleans Faith Health Alliance. (Debbie Elliott/NPR) The national debate over health care appears to be taking a back seat to jobs creation – but the problem persists for people who have jobs but no health insurance. […]

Should Health Insurance Companies Be Allowed To Sell Individual Policies Across State Lines?

KFF Health News Original

With health care legislation stalled, the GOP is touting its plan which includes allowing Americans to buy health coverage from another state. Democrats include a version in their bills. Critics say this would erode consumer protections.

The Debate Over Selling Insurance Across State Lines

KFF Health News Original

With health care legislation stalled, the GOP is touting its plan which includes allowing Americans to buy health coverage from another state. Democrats include a version in their bills. Critics say this would erode consumer protections.

Many Still Hope For Insurance Reform

KFF Health News Original

Some lawmakers are considering a scaled-back health bill in place of the comprehensive legislation now stalled in Congress. But there’s debate about whether popular insurance reforms, such as requiring insurers to accept applicants with health problems, can be successful without an unpopular individual insurance mandate.

Business Is Booming For Big Drug Negotiators

KFF Health News Original

If your health insurance covers prescriptions, you are probably a customer of a pharmacy benefit management company. These third-party administrators for prescription drug programs make up one of the few industries growing during this recession, and are now poised for even more growth, as baby boomers age and Congress prepares to insure more Americans.

Opponents Threaten Constitutional Challenge To Individual Mandate

KFF Health News Original

A major component of the Congressional health bills is a requirement that nearly everyone buy health insurance. But conservatives who oppose health reform have threatened a challenge on constitutional grounds.

House, Senate View Health Exchanges Differently

KFF Health News Original

One key element of both the House and Senate health bills would create health insurance “exchanges” where individuals and small businesses could purchase health insurance. However, the House and Senate versions would work in very different ways. This story comes from our partner NPR News.

Requirement For Americans To Get Insurance Is Central To Health Overhaul

KFF Health News Original

Both the House and Senate health care overhaul bills require most Americans to carry health insurance or pay a penalty. Yet government mandates don’t necessarily ensure compliance: Not all Americans buckle up, or get their children vaccinated.

Democrats Move To Regulate How Insurers’ Spend Customers’ Money

KFF Health News Original

Both the House and Senate health overhaul bills would force insurers to spend the vast majority of premium revenue on medical care for their customers, reducing the amount available for profits, executive salaries, sales and administration.

10 Experts Weigh In On Plan To Replace Public Option In Health Bill

KFF Health News Original

Can a spinoff of the Federal Employee Health Benefits Program help some of the country’s uninsured? Experts evaluate a proposal that the Office of Personnel Management, which manages the FEHBP, oversee national health plans.

Frustrated Workers And Employers Anxious For COBRA Extension

KFF Health News Original

Some of the laid-off workers receiving government help to pay for their COBRA health coverage are seeing those subsidies run out. Congress has yet to vote on an extension and employers and workers are worried about the future.

New Survey: ‘Cadillac Tax’ Would Force Employers To Trim Health Insurance Costs

KFF Health News Original

Two-thirds of employers would raise deductibles, change insurers or scale back coverage to avoid the so-called Cadillac tax on high-cost benefits proposed in the Senate Democrats’ health care bill, a survey to be released Thursday by consulting firm Mercer says.