How The Individual Mandate Penalty Will Be Calculated

Michelle Andrews answers a reader question about the requirement to carry health insurance in 2014 and the options for subsidized coverage.

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InsuranceAffordable Care ActCost and Quality

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Eroding ACA Enrollment Portends Higher Insurance Rates

An uptick in people skipping Obamacare premium payments in many states suggests the Affordable Care Act’s rising costs — driven partly by lower subsidies to help people buy plans — are hitting home for 2026 enrollees. The trend adds to voter concerns about affordability ahead of the midterm elections.