Latest News On Out-Of-Pocket Costs

Latest KFF Health News Stories

Insurers Quitting Health Law Exchanges May Still Sell Plans To Individuals

KFF Health News Original

KHN’s consumer columnist answers readers’ questions including whether recent announcements about plans pulling out of the health law’s exchanges could affect the access to coverage for consumers who don’t use those exchanges.

Consumer Choices Have Limited Impact On U.S. Health Care Spending: Study

KFF Health News Original

An analysis from the Health Care Cost Institute finds that less than half of health care costs are for services considered “shoppable,” and consumers’ out-of-pocket spending on that is just 7 percent of all spending.

Buying Supplemental Insurance Can Be Hard For Younger Medicare Beneficiaries

KFF Health News Original

Congress left it to states to determine whether private Medigap plans are sold to the more than 9 million disabled people younger than 65 who qualify for Medicare. The result: rules vary across the country.

‘Critical Illness’ Insurance Grows As Out-Of-Pocket Health Costs Jump

KFF Health News Original

A relatively obscure category of health insurance — “critical illness” insurance — is catching on because, increasingly, conventional health plans have consumers paying a lot of out-of-pocket costs. Mark Zdechlik of Minnesota Public Radio explains the pros and cons of critical care insurance in this story that aired on NPR’s Morning Edition.

Consumers Cut Costs By Combining Limited Coverage Health Plans, Despite Penalty Risks

KFF Health News Original

People sometimes put together a variety of policies, such as short-term and critical illness plans, instead of buying more expensive comprehensive health coverage. But they likely will face federal health law penalties.

A Lifesaving Flight, With A Price Tag Of $56,000

KFF Health News Original

Big, sparsely populated states such as Montana are dependent on air ambulances to get people to specialized medical care. But those lifesaving flights can be hugely expensive and not covered by insurance.