Insurance

Latest KFF Health News Stories

Costs Of Employer Insurance Plans Surge in 2011

KFF Health News Original

An annual survey has found that the average cost of a family health insurance plan rose 9 percent this year – triple the growth rate seen in 2010. KHN’s Julie Appleby filed this story.

Parents Fear Health Law Could Derail Autism Coverage

KFF Health News Original

As federal officials draw up their list of requirements for essential health benefits under the overhaul, it’s not clear whether they will include treatment mandates passed by many states.

The Essential Benefit Package Americans Need

KFF Health News Original

The real impact of reform will ultimately be measured by the health of the nation — and by that measure, few decisions are more important than what is included in the essential benefit package. How this package takes shape will determine whether health reform delivers on its promise.

Clinical Nuance Essential To Essential Benefits Package

KFF Health News Original

Current “one-size-fits-all” health plans, in which beneficiaries face the same out-of-pocket payment for every doctor visit, test and prescription drug, should be be replaced by plans based on the health benefit gained in the particular clinical circumstance. By using this nuance, health plans can offer more comprehensive and effective coverage while addressing the affordability of health insurance.

Defining ‘Typical’: A Critical Step In Determining The Health Law’s Essential Benefits Package

KFF Health News Original

As implementation of the 2010 health law unfolds, one of the most important questions surrounds how he essential benefits package will be determined. The answer will have a significant impact on the cost of coverage, both inside and outside the law’s insurance exchanges.

Analysis: Handicapping Health Care Lawsuits, And The Truth-In-Labeling Factor

KFF Health News Original

Stuart Taylor puts the chances at about 25 percent to 33 percent that the health law’s individual mandate will be overturned, and adds that the court seems even less likely to sweep away the rest of the 975-page law.

Massachusetts Unions Shape Compromise For State’s Municipal Health Insurance Law

KFF Health News Original

A coaltion of Massachusetts public employee unions recognized that municipal health care costs were a problem and engaged with other stakeholders in the effort to develop a solution. In the end, nobody got they wanted and that’s what a genuine compromise looks like.

Different Takes: Mass. Cities And Towns, Public Employees Find Hard-Fought Compromise On Municipal Health Care Costs

KFF Health News Original

These local jurisdictions, in the face of serious budget constraints, have repeatedly pushed for legal relief that would enable them to decrease the burden of public employees’ and retirees’ health benefit costs. Meanwhile, public employee unions have battled to protect what they believe their members have earned through their collective bargaining rights. In this state-policy drama, key players managed to come to a compromise that neither side loves, but both view as a solution.

Reasonable Reform Trumps In Massachusetts

KFF Health News Original

Earlier this summer, Massachusetts Gov. Deval Patrick signed a new law reforming the way that cities and towns design health insurance plans for their employees. As local governments across the country continue to confront the harsh political and fiscal issues of spiraling employee and retiree health costs, the story of how this law came to be is worth examining.