Health Insurers Deny Coverage To Many Who Apply For Individual Policies
Data from a federal website show that denial rates routinely exceed 20 percent and often are much higher.
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Data from a federal website show that denial rates routinely exceed 20 percent and often are much higher.
Some consumer and patient advocates worry that the administration is bending too much toward insurers and employers when it issues new health regulations.
With this key health law provision's constitutionality in question, Kaiser Health News asked six experts what alternative policy approaches might be used in its place.
A coaltion of Massachusetts public employee unions recognized that municipal health care costs were a problem and engaged with other stakeholders in the effort to develop a solution. In the end, nobody got they wanted and that's what a genuine compromise looks like.
These local jurisdictions, in the face of serious budget constraints, have repeatedly pushed for legal relief that would enable them to decrease the burden of public employees' and retirees' health benefit costs. Meanwhile, public employee unions have battled to protect what they believe their members have earned through their collective bargaining rights. In this state-policy drama, key players managed to come to a compromise that neither side loves, but both view as a solution.
Earlier this summer, Massachusetts Gov. Deval Patrick signed a new law reforming the way that cities and towns design health insurance plans for their employees. As local governments across the country continue to confront the harsh political and fiscal issues of spiraling employee and retiree health costs, the story of how this law came to be is worth examining.
"Insuring Your Health" columnist Michelle Andrews answers questions from readers, including someone wondering about coverage if you've been drinking, talking with your insurer about a family member's bill and preventive colonscopies.
With their budgets squeezed, states are trying to reduce unnecessary ER visits by patients in Medicaid. But officials complain that their efforts are sometimes hampered by hospitals' aggressive marketing of ERs to increase admissions and profits.
Employers struggling to keep down insurance costs are increasingly requiring workers to pay a percentage of high-cost drugs rather than a modest co-pay.
Shopping for health insurance next year will be easier, consumer advocates and government officials say. But the new materials are still a work in progress.
Mila Kofman and Sabrina Corlette helped to develop the forms that HHS unveiled on Wednesday. The idea is to give consumers simple, clear and standardized information before they buy coverage - akin to nutrition labels.
The head-spinning jargon and fine print common in many health benefit materials could disappear next spring as insurers and employers adopt plain-English models required by the government.
Michelle Andrews, KHN's "Insuring Your Health" columnist answers a question from an uninsured reader with a big health-care bill. She's looking for advice on future care.
Bruce Bodaken of Blue Shield of California says encouraging patients to live healthier lives will help head off chronic disease and pay off in lower costs.
Health care columnist's bike accident lands her in an emergency room where she finds interesting differences from U.S. treatment.
The debt-ceiling agreement calls for a bipartisan "super committee." This is not the first effort to find a bipartisan agreement on reducing the federal deficit; here is a guide to the health-care recommendations from four groups.
Only 20 percent of people believe consumer protections will get better under the law.
With training, hospital emergency department staff members can enhance their skills in pain and symptom management and improve their communication skills.
Kaiser Permanente's George Halvorson says that despite the complexity of ACO regs, some versions have the potential to save money and improve care.
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