Insurance

Latest KFF Health News Stories

Buying Insurance On The Individual Market

KFF Health News Original

Freelance writer Cindy Richards buys insurance on the ‘individual market’ – from a broker – to cover herself and her son and daughter. Her husband had to buy a policy separately. Between them, they pay $500 a month in premium costs and have a yearly deductible of over $10,000. She believes it’s “too difficult” to get health insurance in America.

The ‘Underinsurance’ Problem Explained

KFF Health News Original

At least 25 million Americans are underinsured – their health benefits don’t adequately cover their health costs. The major proposals being debated in Congress would require insurers to provide a minimum set of benefits, which would take care of most patients’ needs.

‘Cadillac Plan’ Video: The Stabbe Family

KFF Health News Original

Mitch Stabbe and Marjorie Goldman treasure their “Cadillac” plan health insurance, even though it costs more than $20,000 in premiums per year. Their son, Bryan, has Crohn’s disease, which means very expensive treatments. Part of our special series produced in partnership with NPR: Are You Covered? A Look at Americans and Health Insurance.