Insurance

Latest KFF Health News Stories

Carrot-And-Stick Health Plans Aim To Cut Costs

KFF Health News Original

Workers at a Portland, Ore., steel mill soon will be able to pick a new type of health insurance: one with financial rewards to use proven treatments and disincentives to use less-effective surgeries and diagnostic tests.

How Blue Cross Became Part Of A Dysfunctional Health Care System

KFF Health News Original

If the Democrats get their way, Blue Cross companies will have to change their business model, so that they act a bit more like the Blue Cross plans of old–the ones that helped schoolteachers, not stockholders.

How Health Reform Could Affect The ‘Young Invincibles’

KFF Health News Original

Under the health bills being debated in Congress, young adults would be required to buy insurance – but they could buy low-cost “catastrophic” plans, requiring high deductibles. That’s igniting a fierce debate whether young adults – sometimes known as the “young invincibles” – would benefit from such plans.

Popular But Ineffective: Repealing Insurers’ Antitrust Exemption

KFF Health News Original

There are exempt insurance practices that, at least in theory and under certain conditions, could help insurers defend and expand their market share against competitors. But the exemption simply does not shield the most straightforward kinds of conduct by which companies get big.

Parity Law Expands Mental Health Access

KFF Health News Original

Many patients seeking mental health treatments, such as Denise Camp of Baltimore, have been forced to pick up a bigger share of the cost than they do with other medical bills. But a law that went into effect Jan. 1 prohibits such double standards.

Bipartisan Agreement: Health Insurers Shouldn’t Revoke Coverage

KFF Health News Original

While Democrats and Republicans are at odds over much of health reform, they do agree that insurers should not be allowed to retroactively cancel health insurance policies. Capitol Hill watchers say the practice could be outlawed within a few months.

Transcript: Health On The Hill: After The Summit

KFF Health News Original

A health care summit between President Obama, Republicans and Democrats ended with the president laying out some areas of consensus between the two parties but many disagreements remain.

The Antitrust Exemption For Health Insurers: Meaningful Or Not?

KFF Health News Original

With comprehensive health care legislation foundering, House Democrats are turning to a narrower piece of legislation they hope has populist appeal: repealing the antitrust exemption for health and medical liability insurers. Policy makers disagree on the effect the repeal would have.

Republicans Spurn Once-Favored Health Mandate

KFF Health News Original

The last time Congress debated a health overhaul, when Bill Clinton was president, several senators who now oppose an individual mandate actually supported a bill that would have required it. In fact, says Len Nichols of the New America Foundation, the individual mandate was originally a Republican idea.

As Focus Shifts To Jobs, The Uninsured Seek Solutions

KFF Health News Original

Nurse practitioner Mary Mackie reviews a patient’s file with a health counselor in the temporary site of the New Orleans Faith Health Alliance. (Debbie Elliott/NPR) The national debate over health care appears to be taking a back seat to jobs creation – but the problem persists for people who have jobs but no health insurance. […]

Should Health Insurance Companies Be Allowed To Sell Individual Policies Across State Lines?

KFF Health News Original

With health care legislation stalled, the GOP is touting its plan which includes allowing Americans to buy health coverage from another state. Democrats include a version in their bills. Critics say this would erode consumer protections.

The Debate Over Selling Insurance Across State Lines

KFF Health News Original

With health care legislation stalled, the GOP is touting its plan which includes allowing Americans to buy health coverage from another state. Democrats include a version in their bills. Critics say this would erode consumer protections.

Many Still Hope For Insurance Reform

KFF Health News Original

Some lawmakers are considering a scaled-back health bill in place of the comprehensive legislation now stalled in Congress. But there’s debate about whether popular insurance reforms, such as requiring insurers to accept applicants with health problems, can be successful without an unpopular individual insurance mandate.

Business Is Booming For Big Drug Negotiators

KFF Health News Original

If your health insurance covers prescriptions, you are probably a customer of a pharmacy benefit management company. These third-party administrators for prescription drug programs make up one of the few industries growing during this recession, and are now poised for even more growth, as baby boomers age and Congress prepares to insure more Americans.