Insurance

Latest KFF Health News Stories

Opponents Threaten Constitutional Challenge To Individual Mandate

KFF Health News Original

A major component of the Congressional health bills is a requirement that nearly everyone buy health insurance. But conservatives who oppose health reform have threatened a challenge on constitutional grounds.

House, Senate View Health Exchanges Differently

KFF Health News Original

One key element of both the House and Senate health bills would create health insurance “exchanges” where individuals and small businesses could purchase health insurance. However, the House and Senate versions would work in very different ways. This story comes from our partner NPR News.

Requirement For Americans To Get Insurance Is Central To Health Overhaul

KFF Health News Original

Both the House and Senate health care overhaul bills require most Americans to carry health insurance or pay a penalty. Yet government mandates don’t necessarily ensure compliance: Not all Americans buckle up, or get their children vaccinated.

Democrats Move To Regulate How Insurers’ Spend Customers’ Money

KFF Health News Original

Both the House and Senate health overhaul bills would force insurers to spend the vast majority of premium revenue on medical care for their customers, reducing the amount available for profits, executive salaries, sales and administration.

10 Experts Weigh In On Plan To Replace Public Option In Health Bill

KFF Health News Original

Can a spinoff of the Federal Employee Health Benefits Program help some of the country’s uninsured? Experts evaluate a proposal that the Office of Personnel Management, which manages the FEHBP, oversee national health plans.

Frustrated Workers And Employers Anxious For COBRA Extension

KFF Health News Original

Some of the laid-off workers receiving government help to pay for their COBRA health coverage are seeing those subsidies run out. Congress has yet to vote on an extension and employers and workers are worried about the future.

New Survey: ‘Cadillac Tax’ Would Force Employers To Trim Health Insurance Costs

KFF Health News Original

Two-thirds of employers would raise deductibles, change insurers or scale back coverage to avoid the so-called Cadillac tax on high-cost benefits proposed in the Senate Democrats’ health care bill, a survey to be released Thursday by consulting firm Mercer says.

Health Reform’s Impact on Premiums: Winners, Losers And, For Many, A Question Mark

KFF Health News Original

If a Democratic health bill passes,certain individuals and small businesses initially would pay more for insurance, while others would pay less, experts predict. But the long-term outlook is less clear.

For Public, Affordability A Key Issue In Health Bill

KFF Health News Original

The debate in Washington over how much the health care overhaul bills will cost has largely centered on the bottom line for the federal government. But polls repeatedly show Americans are much more concerned about how a reshaped health care system will affect their own family’s financial situation.

Poll: Public Most Concerned With Bread-And-Butter Issues In Health Reform Debate

KFF Health News Original

A poll “shows little movement in measures of public opinion” on health reform. About one-third like the current Democratic bills, another third want reform, but not what Democratic lawmakers have in mind and one-quarter think Congress should not spend time on the issue now.

Analysis: Public Option Might Play Only Minor Role In Changing Health Care

KFF Health News Original

Despite all the controversy, a new Congressional Budget Office estimate indicates that relatively few people would be helped by a public health insurance plan. Any “opt-out” provision means at least some states are likely to bar a government-backed plan within their borders.

Finance Bill’s Fine Print May Cause Sticker Shock For Some Consumers

KFF Health News Original

Legislation seeks to limit the amount low-and middle-income people will pay for health insurance. But a shift in the way their share of the premium is calculated in the second year of the program may make it more expensive.

Health Care Pools: Let Youth Jump, Or Push Them?

KFF Health News Original

In drafting national standards on how health insurers should be able to use age to set premium rates, congressional committees agree that older people should pay more. But they differ widely on just how much. Ultimately, it comes down to how many young adults get into the pool.