Insurance

Latest KFF Health News Stories

The Decline Of Employer-Sponsored Coverage Under Health Reform: Good, Bad Or Ugly?

KFF Health News Original

The new health overhaul law will encourage employers to stop offering health insurance. We should welcome this, provided the decline in employer coverage is gradual and good alternatives exist. The upside is that it will make more visible the biggest looming health care problem: costs.

$5 Billion In Federal Funding For High-Risk Pools May Not Be Enough

KFF Health News Original

A new report says federal funding will not cover the insurance needs of all the people who now have trouble getting coverage because of preexisting conditions. But HHS officials disagree with the findings.

College Student Health Plans Often Get Low Marks

KFF Health News Original

College health plans – used by students who aren’t covered by family insurance plans or whose parents are uninsured – can offer only limited protection. The new health law may help.

New Health Law Throws Lifeline to ‘Uninsurables’

KFF Health News Original

In a new KHN feature, Michelle Andrews writes about the coming changes to health care. The new law offers relief for people who can’t get insurance because they are sick or have been sick. States can set up their own pools, or let the federal government do it.

The Health Care Cost Problem We Refuse To See

KFF Health News Original

I agree with those who think the Patient Protection and Affordable Care Act doesn’t do enough soon enough to control the rate of increase in health insurance premiums. But I disagree that the solution is simply to pass more laws that regulate health insurance rates (as suggested in a May 9 New York Times editorial) […]

Lobbyists Have Long Wish List For New Health Rules

KFF Health News Original

Now that the health care bill is law, an array of groups — representing doctors, insurers, small businesses and others — have switched to their post-passage game plans. Among their top goals: Helping shape the all-important regulations being written by the Obama administration.

Rescissions: Much Ado About Nothing

KFF Health News Original

How many times have you heard President Obama say, “Health insurers won’t be able to drop your coverage just because you get sick?” Or Kathleen Sebelius? Or the Democratic leadership in Congress? Or the mainstream news media? You would think that the private health insurance industry was being revolutionized.

Health Law Guarantees Protections For Emergency Room Visits

KFF Health News Original

The new health law mandates that insurers cannot pay less for emergency care in “out-of-network” hospitals and eases consumer worries about having to pre-authorize an emergency room visit.

Book Excerpt: Why A Mandate Matters

KFF Health News Original

The thinking behind the individual mandate is that, in the absence of a government-run “single payer” insurance program like Canada’s, the only way to achieve universal health insurance is to require people to obtain coverage on their own, with government assistance for those who can’t afford it. An excerpt from a new book, Landmark: The Inside Story of America’s New Health Care Law and What It Means for Us All, by The Washington Post.

Book Excerpt: How The Individual Health Insurance Mandate Will Work

KFF Health News Original

A simple rule lies at the heart of the new health law: Starting in 2014, almost every American will need to carry health insurance or pay a fine. An excerpt from a new book, Landmark: The Inside Story of America’s New Health Care Law and What It Means for Us All, by The Washington Post.

Insurer Seeks A Little Less Parity For Mental Health Coverage

KFF Health News Original

You might think the fight over mental health parity – the requirement that health insurance plans not handle coverage for mental ailments any differently than coverage for any other disorder – would be over. You would, however, be wrong.