The Health Law

Latest KFF Health News Stories

Buying Insurance On The Individual Market

KFF Health News Original

Freelance writer Cindy Richards buys insurance on the ‘individual market’ – from a broker – to cover herself and her son and daughter. Her husband had to buy a policy separately. Between them, they pay $500 a month in premium costs and have a yearly deductible of over $10,000. She believes it’s “too difficult” to get health insurance in America.

Health Care Bills Would Expand Medicaid Eligibility

KFF Health News Original

Both the House and Senate health care proposals would expand Medicaid eligibility to about 133 percent of the federal poverty level. Although the measures would help the states cover the costs, governors are worried that the additional federal money simply won’t be enough. KHN’s Mary Agnes Carey offers her insight.

For One Senior, Medicaid Provides Model Care

KFF Health News Original

When Gracie Scarrow, 94, was diagnosed with congestive heart failure she didn’t have the money to pay for the care she needed. With her daughter Lela’s help, Gracie turned to Medicaid. The program pays for her nursing home, and they couldn’t be happier with the care.

To Be Effective, Exchanges Need Bargaining Power

KFF Health News Original

Exchange design doesn’t get the attention of controversies like the public option, abortion, or supposed death panels. In the long run, though, it could be far more decisive in whether reform works.

People Who Choose Not To Have Health Insurance

KFF Health News Original

Not all of America’s 46 million uninsured people can be considered victims of a system that excludes them financially or because of pre-existing conditions. According to an unpublished Kaiser Family Foundation analysis of the CDC’s 2008 National Health Interview Survey, 2 percent of uninsured people said they simply didn’t want health insurance. Some experts say […]

Uninsured By Choice: A ‘Calculated Risk’

KFF Health News Original

Lyn Robinson owns Zenith Holland Gardens, a wholesale plant nursery. She chooses not to buy insurance and says she likes deciding where and when to spend her medical dollars. Part of our series “Are You Covered?” co-produced with NPR.

Analysis: Can What Killed California Health Reform Strike Again?

KFF Health News Original

In 2007, California Gov. Arnold Schwarzenegger proposed covering the state’s uninsured with a plan similar to the one Congress is now considering. By January 2008, his plan was killed by a state Senate committee. While Obama’s prospects remain stronger than Schwarzenegger’s ever were, the current effort is hitting roadblocks reminiscent of the California experience.

Baucus Must Strike A Balance With Three Factions To Pass His Bill

KFF Health News Original

The Finance Committee today thwarted efforts by liberal Democrats to include a government-run health insurance option in major health care legislation, as the Senate appears to be dividing into three important camps: those who are solidly behind Chairman Max Baucus, those reluctantly leaning in his direction and a handful of wild cards who will wield great influence. UPDATED

Holding Onto Health Insurance That Works

KFF Health News Original

For some Americans, insurance is what it’s supposed to be: coverage when you need it. Dave Koenig, 49, has a job with good benefits. Still, he thinks some aspects of the insurance industry should be changed to protect patients from losing coverage. Employer-Based Insurance Explained | Video Profile

The ‘Underinsurance’ Problem Explained

KFF Health News Original

At least 25 million Americans are underinsured – their health benefits don’t adequately cover their health costs. The major proposals being debated in Congress would require insurers to provide a minimum set of benefits, which would take care of most patients’ needs.