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As Senate Democrats scramble to finance an ambitious health care overhaul, they're exploring ways to get extract money from the insurance industry, including taxing very costly policies. They're also considering tacking a fee onto every new policy sold as a result of health reform or a flat tax on insurer profits.
President Obama and leading Democrats have stressed that people who like their employer-sponsored insurance would be able to keep it, under a health care overhaul. But they haven't emphasized the flip side: That people who don't like their coverage might have to keep it.
Insurance exchanges are a critical part of proposed health system overhaul legislation. They could transform how insurance is sold. But experts warn that without the right structure and rules, exchanges could undermine the employer-based insurance system.
While advocates say insurance exchanges would stimulate price competition and give consumers new choices, there's also a risk these programs could undermine the employer-based health insurance system. Here are nine questions and answers about exchanges and their role in health reform.
Democrats in Congress, surprised by the high cost estimates for their health care proposals, are looking at a wide range of options for raising money and reducing costs. Some of the revenue raisers have been rejected in previous years, but now all ideas are on the table because of the big amounts needed to pay for a health care overhaul.
Senate Finance Committee Chairman Max Baucus says the bill soon to come out of his committee will include comparative effectiveness requirements.
Lawmakers are considering varied approaches to taxing employer-provided health insurance as a means of paying for an overhaul of the health system, Kaiser Health News reports. Proposals include taxing benefits above a certain premium amount, taxing the benefits only of high-income earners, or combining both approaches.
With the health care debate about to erupt on Capitol Hill, a look at three ways it could turn out.
Will allowing younger people to buy coverage ease a health-care problem or break an already overburdened program?
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