Insurance

Latest KFF Health News Stories

Many Consumers With High-Deductible Plans Are Concerned About Health Law Changes

KFF Health News Original

Many policy holders are not aware that the plans, which generally have low premiums and can have high out-of-pocket costs, don’t meet the standards set in the health overhaul.

State Premium Watch: Pricing In The New Insurance Marketplaces

KFF Health News Original

KHN is gathering the data from states that have approved and published premiums for the online marketplaces that will open Oct. 1 under the federal health law.

Univision Obamacare Deal Could Put WellPoint, Blues Ahead Of Competitors

KFF Health News Original

The partnerships with the Spanish-language media giant are among the most concrete ways to date that insurers have invested in the marketing of Obamacare, but they also could skirt a key principle of the Affordable Care Act: that it should foster insurer competition and consumer choice.

Five Things To Know About Obamacare Premiums: A Guide For The Perplexed

KFF Health News Original

These pointers will help you make sense of contradictory headlines about how much insurance could cost you when the Affordable Care Act marketplaces open for enrollment in October.

Florida Officials: Health Insurance Prices Will Spike; Feds Disagree

KFF Health News Original

State insurance officials unveiled proposed prices for health plans to be sold on the exchanges beginning Oct. 1. But those plans, and the prices, have yet to be approved by the federal government and could change.

Does My Insurance Have To Cover Pregnancy Benefits For My Dependents?

KFF Health News Original

Michelle Andrews answers a question from a reader about whether the health law requires employer-sponsored insurance to cover maternity benefits for an employee’s dependents.

Benefits On Health Marketplace Plans Will Be Similar But Costs Will Vary

KFF Health News Original

In response to readers’ questions, columnist explains that all policies offered on the online exchanges must cover 10 “essential health benefits,” but the plans will be classified according to the proportion of costs that consumers will be responsible for paying.

Enrolling Healthy, Young Adults Crucial To Success Of New Health-Care Law

KFF Health News Original

For the growing campaign to enroll the uninsured in health insurance as part of the monumental health-care overhaul, signing up healthy young adults – the “young invincibles” – is crucial to success.

Patient Advocates Seek A Gentle Transition From High Risk Pools To New Exchange Plans

KFF Health News Original

Many states had special programs to provide insurance to people with medical problems. Some of those programs will disappear after January when the federal health law offers guarantees of coverage.

Consumers In Most States Unlikely To See N.Y.’s 50 Percent Reduction In Premiums In Individual Market

KFF Health News Original

New York is one of five states that required insurers to sell to everyone prior to passage of the health law but did not require consumers to buy coverage, leading to some of the nation’s highest premiums.

A Handful Of State Marketplaces Opt Not To Charge Smokers More For Premiums

KFF Health News Original

The health law allows insurers to charge smokers 50 percent higher premiums than nonsmokers but some states have decided not to allow that distinction in plans sold on the new online exchanges.