Can I Pay Negotiated Rates When I Pay Out Of Pocket?
A reader asks Michelle Andrews how to get the negotiated rates insurers pay even when paying for a medical procedure directly.
Insurance
3,181 - 3,200 of 3,714 Results
-
-
Some States Mandate Better Coverage Of Oral Cancer Drugs
Patients complain that they can spend tens of thousands of dollars because pills are considered a pharmacy benefit by many insurers while traditional IV chemo generally has a a flat copayment and out-of-pocket costs are capped.
-
Many Businesses Offer Health Benefits To Same-Sex Couples Ahead Of Laws
The desire to attract top employees is driving a long-term trend toward coverage. Last year, 52 percent of all employers offered domestic partner health benefits, with the percentage varying widely by region and industry. KHN's Julie Appleby filed this story.
-
Patients Share Of Expensive Specialty Drugs Is Rising
Growth in spending on these prescriptions, used for complex conditions such as MS and Crohn's disease, is far outpacing traditional drugs. Often they have no generic alternative.
-
Health Care Increasingly Out Of Reach For Millions Of Americans
More privately insured Americans are delaying treatment, while safety net programs cannot meet demand by those people who are under- and uninsured.
-
Some Insurers Deny ER Coverage To People Who Have Been Drinking
Laws in about half the states allow plans to restrict payments for medical services related to alcohol or drug use. That can hamper hospital efforts to counsel patients on the dangers of their behavior.
-
Conflicts Arise As Health Insurers Diversify
When a health insurer buys a business that helps hospitals win billing battles with insurers, alarm bells should sound, experts say.
By Jay Hancock -
Quick Facts About High-Deductible Health Plans
Covering more than 11.4 million people, high-deductible health care plans are no longer a novelty-they are becoming mainstream. Here's a brief guide to this popular type of health insurance.
-
Checks In The Mail: Millions Expected To Receive Insurance Rebates Totaling $1.3 Billion
Study projects refunds under the health care law will vary widely by state.
-
Travel Insurance Can Protect Your Health Or Wallet On Vacation
For a few dollars you can buy travel health insurance coverage that protects you if you have to cancel or shorten a trip if you, your traveling companions or even a family member not traveling with you becomes ill and requires care.
-
States Consider Limiting Patient Costs For Physical, Speech, Occupational Therapy
Advocates want curbs on what consumers pay toward physical, occupation and speech therapy visits. Insurers say that could raise premiums.
-
Q&A: Can I Be Denied Coverage For My Daughter Who Is Returning To College?
The health law allows parents to enroll their adult children in their insurance plan until they are 26. A reader asks Michelle Andrews if that applies to individual plans.
By alley -
Out-Of Network Care Is Expensive But A Couple Of New Options Help
Seeking care from hospitals and doctors who haven't agreed to negotiated rates with your insurer is costly but consumers can get help from a new database on pricing. The health law is also easing some out-of-network emergency expenses.
-
Say What? Most Insurance Covers Little Of The Cost Of Hearing Aids
These devices can easily run thousands of dollars but Medicare doesn't pay anything and other policies generally have limited reimbursements. One insurer is offering a low-cost program to help.
-
Medicare Now Covers Annual Screening For Depression
The coverage change could help focus doctors and patients on mental health issues, which often go undiagnosed in the elderly, especially those who are dealing with multiple chronic physical problems.
-
Insurers Push Back On Consumer Rebate Letter
Consumers owed rebates will get a letter along with a check beginning in August, but insurers don't want to have to send notices about the rebate rules to customers not owed money.
By Jay Hancock -
Even Without The Individual Mandate, Health Law Would Still Affect Millions
KHN's Julie Appleby reports that the health law is so comprehensive that even if the Supreme Court struck the insurance requirement, many provisions would survive.
-
Transcript: Highlights Of The Lively Arguments At The Supreme Court, Day 2
Here are excerpts of some of the most compelling parts of Tuesday's oral arguments at the high court.
By alley -
Some Insurers Paying Patients Who Agree To Get Cheaper Care
In these programs, people who have been prescribed a diagnostic test or elective procedure earn a bonus when they opt to go to a less expensive facility than the one recommended by their physician.
-
The Health Law And The Supreme Court: A Primer For The Oral Arguments
The fate of the health law is at the center of the most-anticipated arguments in more than than a generation. Here are key points to keep in mind while watching the action.