Questions And Answers On The Latest ACA Delay
The administration pressed the pause button on part of the health law again. Here's what the new timeline for the employer mandate means for businesses, workers -- and for politicians.
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The administration pressed the pause button on part of the health law again. Here's what the new timeline for the employer mandate means for businesses, workers -- and for politicians.
For nearly 3 million Americans, subsidies don't kick in until they've paid up to 9.5% of their income toward premiums.
Former Health And Human Services Secretary Michael Leavitt says officials could learn from similar, albeit smaller, problems he and his staff had implementing the Medicare Prescription Drug Program in 2006, and that he doubts the Obama administration will meet its goals for enrollment in the health law's insurance marketplaces.
Those buying some bronze and silver plans could have to spend thousands before full coverage kicks in.
Rule changes and deadline shifts have complicated the efforts of health insurance companies to prepare for a wave of new customers and "post-enrollment snafus."
Some blame the health law, but experts say many of the trends fueling cost increases predate it.
“We believe … [that] is the optimal way to leverage the private sector,” said Nate Purpura, a spokesman for online brokerage eHealth on Tuesday. In early November, the firm’s CEO made such a request to the Obama administration, noting that states running their own online marketplaces use such a direct connection.
Changes that would allow the companies to enroll subsidy-eligible individuals are being tried in Texas, Ohio and Florida.
Many state regulators, insurers have yet to decide on whether to OK renewals of canceled policies.
Under the president's plan, insurers will be permitted to extend this year's policies into next year, but it's far from clear that insurers will want to follow through. Some state regulators may not even let them.
Barring insurers from rejecting people with medical problems or charging them more is the biggest of several factors affecting premiums.
Many people are receiving cancellation notices as the health law transforms the individual insurance market.
If the bugs are not repaired by mid-November, fewer young and healthy people may enroll in new plans, spurring future price hikes and other problems, say experts.
Insurers say the old policies fail to meet the law's requirements, but some consumers complain about being forced to buy more expensive policies.
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