Morning Briefing

Health insurers are deciding whether to return to the same exchanges in 2015 and how much to charge for their policies, but many unknowns make that difficult. Among them is how many people will ultimately pay their first premiums to complete sign-ups -- so far, about 15 to 20 percent of enrollees have yet to do so, reports Politico. Four of five employers, meanwhile, report raising deductibles or considering doing so this year, according to a Mercer survey.