The House, Senate and You: A New Guide to Health Reform
Now that the Senate has passed a hotly debated health care bill, Congress is headed to the next step: House-Senate negotiations in January to try to hammer out a final version. Here’s where things stand and how you might be affected.
Democrats Move To Regulate How Insurers’ Spend Customers’ Money
Both the House and Senate health overhaul bills would force insurers to spend the vast majority of premium revenue on medical care for their customers, reducing the amount available for profits, executive salaries, sales and administration.
Democrats’ Ideas To Expand Medicare Raise Hackles Of Doctors, Hospitals, Insurers
Hospitals, doctors and insurers are opposed to allowing people under 65 to join Medicare
New Survey: ‘Cadillac Tax’ Would Force Employers To Trim Health Insurance Costs
Two-thirds of employers would raise deductibles, change insurers or scale back coverage to avoid the so-called Cadillac tax on high-cost benefits proposed in the Senate Democrats’ health care bill, a survey to be released Thursday by consulting firm Mercer says.
New Report: Insurance Plans For Most Americans Wouldn’t Cost More After Health Reform
According to analysis from the Congressional Budget Office, the Senate Democrats’ health care overhaul bill would substantially reduce premium costs for 57 percent of people who buy subsidized coverage through new exchanges, while rates would hold steady or decline slightly for large and small employers.
Health Reform’s Impact on Premiums: Winners, Losers And, For Many, A Question Mark
If a Democratic health bill passes,certain individuals and small businesses initially would pay more for insurance, while others would pay less, experts predict. But the long-term outlook is less clear.
A Consumers’ Guide To The Health Reform Bills
The Senate and House health bills differ in important ways. We ask and answer questions consumers might have about the bills.
How The House Abortion Restrictions Would Work
Legislation approved by the House Saturday would bar insurers from selling policies that cover abortion if purchased with federal subsidies. There are already states that have similar policies.
Analysis: Public Option Might Play Only Minor Role In Changing Health Care
Despite all the controversy, a new Congressional Budget Office estimate indicates that relatively few people would be helped by a public health insurance plan. Any “opt-out” provision means at least some states are likely to bar a government-backed plan within their borders.
Finance Bill’s Fine Print May Cause Sticker Shock For Some Consumers
Legislation seeks to limit the amount low-and middle-income people will pay for health insurance. But a shift in the way their share of the premium is calculated in the second year of the program may make it more expensive.
Proposed Tax Rattles Orthopedic Device Industry
People are worried in towns like Warsaw, Ind., considered the “orthopedic device manufacturing capital” of the world. The industry is fighting the $4 billion-a-year tax included in the Senate Finance Committee bill to help pay for health reform.
How Republicans Would Overhaul the Health System: The Wish List
The GOP’s plans
Coburn Bill Would Create Panel to Oversee Quality
Bill raises questions among some Conservatives, who worry it creates a new bureaucracy.
Children Gain Insurance, Adults Lose In 2008
Federal and state programs drive down uninsured rate for children, but adults continue to lose job-based coverage, according to Census report.
New rules being debated by Congress could mean consumers couldn’t be rejected because they have health problems and would include subsidies for lower-income people to buy insurance. But the rules won’t solve all the problems faced by those who don’t get insurance through their jobs.
Health Insurance: How Much More Should Older People Pay?
Maria Bishop, age 60, pays $500 a month for health insurance. Chris Denny, 27, pays $117. In most states, insurers can charge older customers far more than younger ones. As Congress wrestles with a health care overhaul, lawmakers are debating new limits that could narrow the difference.
Five Lessons From Seattle On Adopting Electronic Medical Records
In Seattle, three major hospital systems have sophisticated electronic medical records, one of the many goals of health reform. But the systems can’t talk to each other. Overcoming the obstacles will take ‘federal will and money.’
Checking In With Health Insurers’ Chief Lobbyist Karen Ignagni
In just the last few weeks, Karen Ignagni, the health industry’s chief lobbyist, has faced Democratic accusations that insurers are “villains” and “immoral.” In an interview with KHN, Ignagni discussed her take on the Democratic political assault, her industry’s end-game strategy and her unflagging opposition to a public plan.
Lawmakers To Insurers: ‘Pony Up’ For Health Reform
As Senate Democrats scramble to finance an ambitious health care overhaul, they’re exploring ways to get extract money from the insurance industry, including taxing very costly policies. They’re also considering tacking a fee onto every new policy sold as a result of health reform or a flat tax on insurer profits.
For Many Workers, Insurance Choices May be Limited
President Obama and leading Democrats have stressed that people who like their employer-sponsored insurance would be able to keep it, under a health care overhaul. But they haven’t emphasized the flip side: That people who don’t like their coverage might have to keep it.
