When High Deductibles Hurt: Even Insured Patients Postpone Care
The number of Americans with high-deductible health plans is growing, along with the fear that even insured people won’t get the care they need because it’s too costly.
High-Deductible Plans
21 - 36 of 36 Results
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Trump Plan Might Cut Expenses For Some Insured Patients With Chronic Needs
High-deductible health insurance plans linked to a health savings account cannot cover some care and drug expenses for chronic health conditions until the patient has met a deductible.
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Ask Emily
How To Ease The Financial Pain Of High-Deductible Health Plans
You might save money on premiums with a high-deductible health plan only to find you’re spending more on the back end. These tips will help you minimize your expenses for medical treatment and prescriptions.
By Emily Bazar -
With A High Deductible, Even A Doctor Can Shortchange His Health
A Harvard health policy expert faced a racing heartbeat and $6,000 deductible on his insurance plan. What did he do?
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Repeal & Replace Watch
HSAs: ‘Tax-Break Trifecta’ Or Insurance Gimmick Benefiting The Wealthy?
Republicans hope to expand the use of health savings accounts to encourage consumers to be more judicious in using their coverage. Here’s an explainer of how they work.
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Hitch Keeps Many High-Deductible Plans From Covering Chronic Care Up Front
IRS rules limit plans set up to link to health savings accounts from covering most care until the deductible is paid off, but proposed legislation would expand what's allowed.
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Studies: Employer Costs Slow As Consumers Use Less Care, Deductibles Soar
Cost pressures may induce patients to forego needed care, some worry.
By Jay Hancock and Shefali Luthra -
Mylan’s Generic EpiPen — A Price Break Or Marketing Maneuver?
As news that Mylan will make available a generic version of its own brand-name product, KHN answers key questions about how this development could affect consumers.
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Insurers May Share Blame For Some Generics’ Price Hikes
News reports have led many consumers to blame drugmakers for the rapidly rising costs of some commonly used generic drugs. But changes made by insurers often play a major role, too.
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Insurers Quitting Health Law Exchanges May Still Sell Plans To Individuals
KHN's consumer columnist answers readers’ questions including whether recent announcements about plans pulling out of the health law’s exchanges could affect the access to coverage for consumers who don’t use those exchanges.
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Free Clinics Expanding Mission To Help Insured Patients With High Expenses
Although many people thought the federal health law would nip the need for free clinics, they are still booming.
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Even With ‘Skin In The Game,’ Health Care Shoppers Are Not More Savvy
High-deductible health plans don’t necessarily trigger comparison shopping or informed health care choices by consumers, according to a survey published in Tuesday’s JAMA Internal Medicine.
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Turning To Medicaid To Insure Lowest-Paid Employees
A startup company called BeneStream helps businesses get their low-wage workers on Medicaid to meet the health law's mandate for employers.
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More Employers Offer Plans That Provide Lump Sums For Critical Illnesses
The plans can help workers cover their high deductibles, but the policies also have limitations.
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Even In High-Deductible Plans, Some Service May Be Covered Without Cost To You
KHN’s consumer columnist answers readers’ questions about high deductible plans, out of network benefits and increases in premium costs.
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Employers Shift More Health Costs To Workers, Survey Finds
Even as premiums for employer-based insurance increased only moderately this year, deductibles rose faster than total spending.
By Jay Hancock