A Reader Asks: What Happens To My Coverage If I Move?
A move to a different area qualifies for a "special enrollment period" to buy a new policy.
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A move to a different area qualifies for a "special enrollment period" to buy a new policy.
Among the insights: Competition lowers prices, options vary widely by location, and insurers think consumers prefer low premiums to low copays and deductibles.
Miami-Dade and Broward County residents who buy health insurance through federally run online marketplaces opening Tuesday will be paying some of the cheapest rates available in Florida, according to federal data released Wednesday.
The insurer touts affordable plans, but the exclusion of some premier hospitals could reduce treatment options for some patients.
Survey of 2,000 Californians also finds that many undocumented immigrants mistakenly believe they will be covered.
Report shows wide variation across the country, with some states that opposed implementation of the health law boasting lower-than-average rates.
Moderate-income consumers may get subsidies but will also be required to pay up to 9.5 percent of their income toward monthly premiums, which some say will put coverage out of reach.
Consumer columnist answers questions about getting insurance for children under the health law.
Experts expect people who are between jobs to gradually transfer to exchanges, a trend projected to save large employers billions in medical claims for ex-employees.
When consultants ran simulations of the exchanges that open for enrollment Oct. 1, they found that price was a major consideration. But so were hospital networks -- more so than retaining doctors.
Currently many plans sold on the individual market do not provide maternity coverage. But that will change under the health law.
The online exchanges that open Oct. 1 are not aimed at Medicare beneficiaries, but the 2010 health law does affect seniors in other ways.
Those plans must also provide the same "essential benefits" as the plans set up for the exchanges and have similar out-of-pocket standards.
Number of policies offered will vary depending on the state.
Open enrollments will be held annually for beneficiaries.
Various legal challenges to the health law's contraception coverage mandate are continuing to wind their way through the system.
Employers are raising deductibles, giving workers health savings accounts, mimicking the health law's online insurance marketplaces and nudging patients to shop around for treatments.
The uninsured rate for 2012 dropped slightly from 15.7 percent to 15.4 percent, largely because of an increase in people enrolled in public insurance programs.
The Affordable Care Act could have easily put eHealthInsurance.com out of business; instead, eHealthInsurance will be another place to buy plans in the 34 states that have federally run insurance exchanges.
The health law's new online insurance marketplaces will create new opportunities for people who lose their jobs and their employer-based health coverage, but consumer advocates worry they may not realize this and lock themselves into pricier coverage than they need.
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