FAQ: What You Need To Know About The New Online Marketplaces
These marketplaces open Oct. 1 and will allow individuals and small businesses to compare insurance coverage.
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These marketplaces open Oct. 1 and will allow individuals and small businesses to compare insurance coverage.
Individuals purchasing a policy outside the exchange won't qualify for subsidies, however.
Older people will pay more than the young, and smokers could face a surcharge.
The broad framework of Gov. Corbett's proposal is similar to plans advanced by Arkansas and Iowa, neither of which has been approved by the federal government.
Nobody has a bigger financial stake in the success of Affordable Care Act insurance exchanges than hospitals. And few may work harder to sign up consumers than hospitals themselves.
Some enrollees will have to pay more for coverage in new exchanges, while others may lose out in states that do not expand Medicaid.
The administration ramps up its message that seniors with Medicare coverage do not need plans from the exchanges.
These include prescription drugs, emergency and hospital care and mental health services, among others.
The alternate Web pages may be created by interest groups, private insurance companies and sometimes scammers.
The health law created 24 nonprofit, insurance company startups that will compete with long established companies starting next month.
Lower-income buyers may get help paying the premium and help on covering expenses such as deductibles and co-payments.
Tax credits to help pay for premiums will be available to people earning up to 400 percent of the federal poverty level, or about $46,000 for an individual.
The price of premiums isn't the only expense to consider when evaluating policies from the insurance marketplace.
FactCheck.org has gotten lots of questions about the law and has found that there's a lot of wrong information out there.
But individuals who already have insurance through work, Medicare or Medicaid don't need to shop there.
Consumer columnist says he likely can, but the bigger question is whether he will qualify for subsidies to help defray costs.
Organizations that received federal grants to hire and train workers to sign up consumers for health insurance say lawmakers are asking for too much too soon.
Even the people trained to help consumers navigate the new online marketplaces may not have all the answers.
The controversial health law provision that requires most individuals to get insurance is still not well understood.
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