What’s The Deadline To Avoid A Penalty For Not Having Insurance?
The simple answer is that under the health law's individual mandate, American must have insurance by March 31. But unfortunately it's not that straightforward.
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The simple answer is that under the health law's individual mandate, American must have insurance by March 31. But unfortunately it's not that straightforward.
A reader asks: Can COBRA health insurance coverage be extended beyond 36 months?
It may not be as fun as planning that backpacking trip around Europe, but buying health insurance will soon be its own rite of passage. Here's what you need to know.
This little-known provision of the health law has been --at times -- in the Senate negotiations on the budget.
Costs, coverage details of different Medicare Advantage or prescription drug plans can vary significantly, so beneficiaries should weigh their options and consider switching plans for a better deal.
The nonprofit "consumer oriented and operated plans," or co-ops, are run by their members and were created under the federal health law to enhance competition on the exchanges.
Consumers of different ages, health and income levels make different calculations about the costs and benefits of buying health coverage.
Although tribal members are entitled to free health care, most Indian health facilities do not offer a full array of services.
How states resolve questions over whether to mandate coverage of specialized treatments, such as gastric bypass surgery, can have a big impact on premiums.
The new health insurance exchanges are now in their second week, and almost across the board, it has been a rocky start. But just how rocky depends on what state you live in and how many navigators have been hired to help people sign up.
Once consumers are primed to enroll, the hand-off to counselors has been rocky. Many counselors are still attending training or are awaiting background checks and state-issued licenses; some just need a computer log-in.
A contract worker looks for more consistent coverage.
In Mississippi, one of 36 states dependent on the federally run health insurance marketplace, consumers continue to face long delays and other technical difficulties.
Health reform in Massachusetts -- also known as "Romneycare" -- had a messy start in late 2006, but the state figured out how to make sure nearly everyone has insurance coverage.
Intermittent problems with MNsure's online insurance marketplace persist, but officials are saying consumers will have an easier time this week.
Brokers and insurers can sell their traditional products, but they may also sell some plans available on the marketplaces that offer subsidies for customers.
The health law expands coverage for preventive services, but it only applies to those who have insurance policies.
Even the same plan can carry dramatically different price tags in different areas
Many will find better coverage with smaller monthly premiums on the exchanges set up under the Affordable Care Act, insurance specialists say. But some low-income part-timers are finding they don't qualify for federal health insurance subsidies.
Consumers should start now thinking about their options and should weigh the total costs, not just premiums, as well as the network of doctors and hospitals associated with each plan.
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