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Patients sometimes find that they are expected to pay for associated services, such as facility fees or anesthesia, and health law advocates say more federal guidance is needed for billing the procedures.
Some specialty drugs can cost consumers -- even those with insurance -- thousands of dollars a year, but manufacturers often provide aid for those who meet specific income and program requirements.
KHN's consumer columnist reassures a consumer who is divorcing that subsidies can be based on new income projections, not what was earned jointly the year before and offers suggestions about what exchange out-of-state students should use.
The health law seeks to change how the poor get routine care, moving them into doctors' offices where more consistent supervision may improve their health.
A growing number are starting managed care plans to boost revenue and gain more control over patient care.
Former software engineer Kurt DelBene restores and races cars when he's not looking under the hood of big computer systems.
In an effort to reduce costs, Blue Shield sent thousands of cancellation notices informing customers that the company will begin to offer newer, more limited plans at the beginning of the year.
Even for those with the will and drive to pursue treatment, the process remains difficult, frightening and full of holes. On the federal level, little has come from the task forces and promises that followed the Newtown shootings.
Some worry the lower rates will discourage physicians from participating, potentially making it more difficult for enrollees to get care.
In an area with moderate incomes and cost of living, insurance premiums on the new health law marketplace are nearly the highest in the country.
Even people with insurance are paying thousands of dollars out of pocket before their insurance kicks in. And even when it does, insurance picks up less then it used to -- often a lot less.
Many health plans being offered on the New York State insurance marketplace do not include some of New York City's biggest hospitals in their networks. And across the state, many doctors say they are not yet participating in exchange plans at all.
The Medicare program created by the Affordable Care Act focuses on smarter, targeted care to save lives and money.
Insurers battle to increase profits while adapting to health law's new constraints.
Using health law subsidies, many will be able to afford health coverage for the first time. But the insurance they'll be buying comes with caveats.
Navigators report a surge in consumer interest since the website became easier to use.
Some blame the health law, but experts say many of the trends fueling cost increases predate it.
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