When Health Insurance Costs More Than the Mortgage
As health care costs skyrocket and federal lawmakers pull back help on insurance premiums, more middle-income families are facing tough choices on health care.
Priced Out
America’s Health Insurance Crisis
Skyrocketing healthcare costs and insurance premiums combined with congressional inaction have forced a perilous decision upon many people: Pay higher prices for health insurance or go uncovered. KFF Health News is telling their stories.
Featured Stories
It’s 2026 and You’re Uninsured. Now What?
Many Americans are expected to lose ACA or Medicaid coverage in coming months and years as a result of the One Big Beautiful Bill Act and the expiration of enhanced pandemic-era subsidies that helped people afford Obamacare plans. Doctors and researchers say there are still ways to find affordable care.
On the Hook for Uninsured Residents, Counties Now Wonder How They’ll Pay
Millions of people gained health coverage under the Affordable Care Act, reducing pressure on counties in states that fund care for the uninsured. With federal policies expected to reverse that trend, county officials wonder how they will fill the gap — and who will pay for it.
He Said Medical Debt Caused His Second Stroke
She Sold Her Childhood Home To Afford Healthcare
His Premiums Went Up. Now He’s Cutting Back To Make Ends Meet.
Share Your Story
Are you struggling to afford your health insurance? Have you decided to forgo coverage? Share your story with KFF Health News.
Healthy and Outraged by Rising Premiums, He’s Betting on Alternative Insurance
This Therapist Accepts Health Insurance. But Affording It for Herself Is Hard.
A Decade After Her Cancer Diagnosis, She Worries About Paying For Care
They Switched to a Lower-Cost Plan. Then the Bureaucracy Battle Began.
A Retired Couple Faced a Huge Health Premium Increase. Her Terminal Diagnosis Saved Them Money.
A Premium Spike Drove Her From the Marketplace. An Alternative Left Her Exposed.
When You Have Health Insurance, But Can’t Afford To Get Hurt
Breast Cancer Took Her Job, Her House, and All of Her Savings