Letters To The Editor: Medigap Coverage And Medicare Costs; The Complicated Nature Of Deductibles; Do People Know How Much ‘Good’ Insurance Costs?
Letters to the Editor is a periodic KHN feature.
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Letters to the Editor is a periodic KHN feature.
Since Jan. 1, thousands of people trying to use their new insurance have been told by caregivers that they are not covered. Many have spent hours trying to clear up the confusion with insurers.
The insurance plan, which serves thousands of people with medical problems who could not get coverage elsewhere, had been slated to end at the end of the month.
Despite the name of the new health care law, anti-poverty agencies nationwide fear that the poor will continue to struggle to find affordable health insurance coverage.
But advocates are concerned that insurers may find ways around the new requirements.
This group of people aged 18 to 34, who make up about 40 percent of the potential market, is vital to the health of the insurance exchanges.
Experts tell KHN's consumer columnist that it is unlikely a tax lien would mean consumers would have to repay the insurance subsidies.
Former Health And Human Services Secretary Michael Leavitt says officials could learn from similar, albeit smaller, problems he and his staff had implementing the Medicare Prescription Drug Program in 2006, and that he doubts the Obama administration will meet its goals for enrollment in the health law's insurance marketplaces.
Democratic legislators on Monday pushed Texas Department of Insurance officials to justify their proposed regulations for navigators.
People with HIV and AIDS can get private insurance, but advocates say that doesn't guarantee access to high quality care.
KHN's consumer columnist answers questions about provisions of the health law.
A growing number are starting managed care plans to boost revenue and gain more control over patient care.
"Churning" may cause gaps in coverage and require switching doctors and hospitals.
Enrollment of key group is hampered by language, cultural and technological barriers.
You can take all the health law's tax credit up front to pay your premium or wait until tax time to get it, KHN's consumer columnist advises.
How valuable people find their new health coverage will help shape public opinion of the law going forward.
Experts say that potential trouble spots for out-of-pocket spending include prescription drugs; specialist care, including that provided by academic medical centers; and services such as physical therapy.
Going without insurance "is like gambling," says a 43-year-old social worker. But the high deductibles of Affordable Care Act plans make them a hard sell.
Those buying some bronze and silver plans could have to spend thousands before full coverage kicks in.
Even with lots of money and navigators at supermarkets and other places, Colorado is only about 17 percent of the way to the goal of enrolling 136,000 people by the end of March.
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