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The over-65 crowd, with its outsized political clout, will have a big say in the fate of any health overhaul. And that helps explain a recent agreement on drug discounts involving the pharmaceutical industry, the White House and Congress.
Once a senior begins receiving long-term care services, she and her family often are in for two shocks. The first is that Medicare won't pay beyond perhaps a few months after a hospitalization. The second is that while Medicaid, the state-federal program for the poor, may help, chances are it will only do so for nursing home residents.
Sen. Ted Kennedy is vowing to make long-term care insurance part of health reform. But even he has an uphill struggle to make sure it's included in any broad-based bill.
Will allowing younger people to buy coverage ease a health-care problem or break an already overburdened program?
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