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For the growing campaign to enroll the uninsured in health insurance as part of the monumental health-care overhaul, signing up healthy young adults - the "young invincibles" - is crucial to success.
Consumer advocates praise rates that are more affordable, but others question whether they can be sustained.
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Many states had special programs to provide insurance to people with medical problems. Some of those programs will disappear after January when the federal health law offers guarantees of coverage.
Insurers offer less expensive premiums, betting the mandate will attract young and healthy consumers into a market long dominated by the sick.
New York is one of five states that required insurers to sell to everyone prior to passage of the health law but did not require consumers to buy coverage, leading to some of the nation's highest premiums.
State officials have no plans to help educate consumers about new insurance options. Other groups are stepping in, but some worry it won't be enough.
Video: In remarks at the White House Thursday the president touted lower-than-projected premiums that have been announced for health insurance marketplaces in several states.
President uses speech to push back against critics, highlight law's benefits to middle-class and working Americans.
UnitedHealthcare, Cigna and Assurant Health say they won't participate, at least initially.
The health law allows insurers to charge smokers 50 percent higher premiums than nonsmokers but some states have decided not to allow that distinction in plans sold on the new online exchanges.
One-in-eight Minnesota Latinos is uninsured. As the health law rolls out, community clinics in the state will be connecting Latinos to their new insurance options.
Enroll America kicks off campaign in Florida to get people signed up for health law's insurance plans with a training session organizers.
Although much has been made about the tax credits that will help people afford to pay insurance premiums, the cost-sharing assistance can substantially reduce out-of-pocket medical expenses.
The Red Sox helped get the word out about Massachusetts' health reform in 2007, and in Colorado at least, the state is marketing its new insurance exchange to fans of the Rockies.
The federal health law requires two plans in every state, but few insurers are lining up to play.
The health law's expansion of Medicaid is putting a spotlight on how regulators monitor the performance of privately-run plans.
Companies with at least 50 workers now have until 2015 to provide coverage. Here's what that change means - and doesn't mean - for employees and employers.
The decision to give large employers an extra year to cover their workers was praised by business leaders but complicates the implementation.
Opponents of the federal health law, especially business groups and conservatives, were quick to praise the decision by the Obama administration to delay enforcing the employer mandate provision by one year. Some supporters said the decision would not create major problems.
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